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10/2026

MinLaw licence number — check it on the registry

2 min Walk

From Blk 133 Jurong Gateway Rd

Same Day

Approval and disbursement in most cases

Rating 5.0

From 5,900+ Google reviews — pull live from GBP

Borrowing in Singapore, Done Properly

Finding the right money lender in Singapore shouldn’t feel like a gamble. Too many borrowers end up with an unlicensed operator because the offer arrived first and the questions came later.

SGP Credit does the opposite. We’re a licensed money lender operating from Jurong Gateway, regulated by the Ministry of Law under licence number 10/2026. Every rate, fee and repayment date is capped by statute, disclosed in writing, and explained to you in person before you sign anything.

We serve individuals who need cash for a medical bill, a renovation or a debt consolidation, and businesses that need working capital faster than a bank can move. In both cases the approach is the same: assess honestly, lend responsibly, and give you a straight answer quickly.

Find out what you qualify for. Apply with Singpass →

Our Loan Services

We offer Personal Loans to make it easier for Singaporeans and PRs to provide for their needs today and carry out their plans for tomorrow. SGP CREDIT Business Loans make it stress-free for entrepreneurs and small and medium-sized enterprises (SMEs)

Personal Loans

Unsecured, multi-purpose cash for renovation, medical bills, education, debt consolidation or emergencies. No collateral, no guarantor.

SME Loans

Working capital for small and medium enterprises that need funding without a bank’s paperwork or waiting period.

Business Financing Loans

Up to S$100,000 for operations, equipment, expansion or bridging a cash-flow gap. Secured and unsecured options.

Entrepreneur Loans

Funding for founders and sole proprietors building something new, assessed on trading performance rather than corporate history.

personal loan

Why Borrowers Choose SGP Credit

Fully licensed and verifiable. Search our name on the Ministry of Law’s Registry of Moneylenders before you apply. We’d rather you check.

Rates capped by law. Licensed money lenders cannot exceed statutory limits on interest and fees, and your total cost can never exceed the amount you borrowed.

Same-day cash. Most applications are reviewed within hours, and approved funds are disbursed during your office visit.

Repayment built around you. Monthly or payday schedules, structured around your actual income rather than a fixed product.

Nearly 6,000 five-star reviews. Our Google rating comes from borrowers who were treated fairly, including those we had to turn down.

Fuss Free loan application

Apply in Three Simple Steps

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contact-form

Fill in the loan application form.

Under five minutes, online or in our office.

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call-back

Receive a call back.

One of our loan advisors contacts you within one business day.

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moneybag

Get your cash.

Approved funds disbursed the same day.

Borrow in a legal way, today! Choose to apply

Estimate Your Repayments

Adjust the loan amount, tenure and interest rate to see your monthly instalment, total interest and admin fee before you apply. Figures are indicative – your final terms are confirmed in writing after assessment.

Personal Loan Calculator

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Monthly Installment
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Apply Now With Singpass

A Licensed Money Lender in Jurong East, Close to Home

Searching for money lenders near me in the west? Our office sits inside Jurong Gateway, a few minutes’ walk from Jurong East MRT and directly accessible from JEM, Westgate and IMM.

We regularly serve borrowers from across the western region — including Jurong West, Clementi, Boon Lay, Bukit Batok and Choa Chu Kang — as well as clients travelling from across Singapore.

SGP Credit Singapore Pte. Ltd.

Blk 133 Jurong Gateway Road, #01-295, Singapore 600133

Licence No. 10/2026 · +65 6466 1157

Opening hours

Mon–Fri: 11:30AM – 7:30PM · Saturday: 11:30AM – 7:00PM
Sunday & Public Holidays: Closed

What they are saying

What Our Clients Say

SGP Credit Singapore Pte Ltd place picture
5.0
Based on 5,983 reviews
Exceptional service by JJ.
loh nee seng profile picture
loh nee seng
1 day ago
Mr jj. Good service. Thanks
Chun Ngo Loi profile picture
Chun Ngo Loi
2 days ago
masaod mapleod profile picture
masaod mapleod
2 days ago
Qistina Asyurah profile picture
Qistina Asyurah
2 days ago
Jeren Tan profile picture
Jeren Tan
1 week ago
Ang Ahwee profile picture
Ang Ahwee
1 week ago
Lady Honey profile picture
Lady Honey
1 week ago
MOHAMAD ALIF profile picture
MOHAMAD ALIF
1 week ago
Tq mr wang for good service and assistance for our application!
林何 profile picture
林何
1 week ago
Kenny Neo profile picture
Kenny Neo
2 weeks ago
Eugene Zhou profile picture
Eugene Zhou
2 weeks ago
Clarence Wong profile picture
Clarence Wong
2 weeks ago
Demon Ayam profile picture
Demon Ayam
2 weeks ago
Ms Yeoh is very patient and friendly
lau alwin profile picture
lau alwin
2 weeks ago
thanks for SGP credit cause good served.
Hanbubo profile picture
Hanbubo
3 weeks ago
Mr Wang help me with my issues, help me understand clearly. Recommend to come here
Bs Lui profile picture
Bs Lui
3 weeks ago
Nice experience and a loan was disbursed faster than expected
Peter profile picture
Peter
3 weeks ago
QiaoLong Yan profile picture
QiaoLong Yan
3 weeks ago
good service, patience and professional
Ashley Lee profile picture
Ashley Lee
4 weeks ago
Awesome service!
Yuen Bei profile picture
Yuen Bei
4 weeks ago
Ms Yeah had been very helpful to help to resolve my issue .
The whole process is smooth.
Nick Lim profile picture
Nick Lim
1 month ago
Good services 👍
Afeez Haikal profile picture
Afeez Haikal
1 month ago
Ms yeoh was very detailed and professional in explaining the terms. Would definitely reccomend ! 👍
SandoBanjo profile picture
SandoBanjo
1 month ago
Bala G profile picture
Bala G
1 month ago
JJ service was Very Professional and Quick Processing explained Everything and Processed my loan amount Quick
vincent tay profile picture
vincent tay
1 month ago
Staff Ms Yeoh is a wonderful staff, very professional to handle customer issue. Provides excellent solutions to us. Well done Ms Yeoh! Bravo 👏 👏 👏
Ryan Redzuan profile picture
Ryan Redzuan
1 month ago
Loges Waran profile picture
Loges Waran
1 month ago
Easy and fast approval
Highly recommended
Muhammad Hafiz profile picture
Muhammad Hafiz
1 month ago
Very friendly and helpful person

Providing Funding Solutions for Success

Be updated

From Our Blog

20

Oct
2025

by : princess carla marasigan

Successfully managing a business term loan after disbursement empowers your company’s growth …

20

Oct
2025

by : princess carla marasigan

working capital loan is a lifeline for Singapore businesses, empowering you to manage daily…

13

Oct
2025

by : princess carla marasigan

It’s completely understandable to feel frustrated when your business term loan application gets rejected, even…

Frequently Asked Questions

How do I check that a money lender in Singapore is licensed?

Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.

Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.

Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.

Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.

Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.

Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.

Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.

Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.

Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.

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